Lumps, lameness in dogs and dental disease in pets are among the most common issues affecting the nation’s furry friends, according to new data revealing the top 10 pet insurance claims.

Figures from Tesco Insurance over the past 12 months show differences between the problems facing cats and dogs. For dogs, lumps, lameness and dental disease top the claims list, while for cats it’s dental disease, hyperthyroidism and vomiting, a common issue with many underlying causes.

Treatment costs can also quickly add up, with some of the most common claims running into hundreds and in some cases more than £1,000 per visit. At a time when the cost of living remains front of mind for many households, unexpected vet bills can place significant financial strain on pet owners, particularly for those without insurance.

The figures also come as the Competition and Markets Authority (CMA) moves to cap prescription vet fees at £21, to make veterinary costs more transparent for pet owners.

Looking at the most affected breeds, Cockapoos, Cocker Spaniels and mixed breeds account for the highest number of dog insurance claims, with Cocker Spaniel health problems among the commonly reported issues.

For cats, the ‘moggie’ tops the list, followed by Domestic Shorthair and British Shorthair health issues.

Age is also significant. Dogs aged five to six are most likely to generate a claim, while issues in cats tend to arise later, with those aged 11 to 12 most claimed for.

Tesco Insurance’s figures also highlight the cost of treatment. Over the past 12 months, the insurer paid out an average of nearly £250 for dental disease in cats and £640 for weight loss-related issues.

For dogs, claims are higher still, with “foreign body” treatments averaging £1,034.

Many of these conditions form part of the most common dog health problems and cat health concerns seen by vets each year.

Alex Cross, Chief Customer Officer at Tesco Insurance, said: “These figures highlight just how common certain health issues are among the nation’s pets, particularly dental problems and mobility-related conditions.

“While some issues are unavoidable, spotting problems early and seeking advice from a vet can help reduce the risk of more serious and costly treatment later on.”

For more information on cover and claims, visit https://www.tescoinsurance.com/pet-insurance/